Disclaimer
Important disclosures.
Not a registered financial advisor
The author is not a licensed or registered financial advisor and does not sell financial products of any kind. Nothing on this site constitutes a solicitation, offer, or a call to buy or sell any security or investment product.
Educational content only
Portfolios, watchlists, and notes published here are shared for transparency and educational purposes. They reflect personal opinions and decisions of the author and should not be interpreted as personalized investment advice. Always do your own due diligence.
Personalized consultation is the exception
Where you explicitly engage a paid consultation or curation service, any guidance provided is specific to that engagement and based on the information you share. Even then, you are responsible for your own decisions and outcomes.
No commissions
We earn no commission, kickback, or referral fee on any company or recommendation. Revenue comes solely from subscription access to tiers, fees for personalized recommendations, consultation, and portfolio curation services (which are all personal opinions based on years of expertise and research).
Performance targets — ambitions, not promises
Portfolios shared on this site are designed with a long-run target of 25%+ annual compounded growth as a minimum, with several portfolios deliberately targeting meaningfully higher returns. These are targets derived from the author's research process, valuation discipline, and time horizon — they are not forecasts, guarantees, or promises of any specific outcome. Actual results will vary, can be negative in any given period, and depend on factors outside anyone's control including market conditions, timing of entry and exit, taxes, fees, and your own behaviour during drawdowns. Past performance is not indicative of future results.
Investing carries risk
Investing in the stock market involves the risk of loss, including the loss of principal. Past performance is not indicative of future results. Markets can move sharply against any position. You should do your own due diligence and, where appropriate, consult a licensed advisor in your jurisdiction before committing capital.
Note: we will never recommend participating in options trading, prediction markets, or any form of investment where there is a risk of loss is greater than your capital. We strongly advise everyone to generally avoid all such instruments.
No tax, legal, or accounting advice
Nothing on this site constitutes tax, legal, or accounting advice. Consult qualified professionals for matters specific to your situation.
Information accuracy
We strive to keep prices, snapshots, and figures accurate, but live market data is provided by third-party services on a best-effort basis and may contain errors, delays, or omissions. Verify any figure independently before relying on it.